Services

Two Wheeler Loan

Shrinika Capital helps you buy a Two-wheeler without shelling off all your savings at one go. Get your Two-wheeler loan approved quickly with flexible repayment options that range from 12 to 36 months. At Shrinika Capital, you get the best offers in the industry with competitive interest rates. In addition, you can avail some of the best benefits like hassle-free documentation, quick processing, and easy loan insurance on a two-wheeler loan.

Four Wheeler Loan

Our tailor made Car Loans come with exclusive features such as up to 100% financing, flexible repayment tenure and affordable EMI. Customised Car Loans are available on all the brands like Hyundai, TATA Motors, Maruti Suzuki, Renault, and Nissan amongst others. Our well- trained officials will help you take informed decisions and assist you with the documentation process.

Commercial Vehicle Loan

Shrinika Capital offers loans on all types of Commercial Vehicles (new and used) of all major manufacturers. To meet your aspirations, we have specialized branches dedicated for providing commercial vehicles and equipment loans. Other loan we also provide like – Car Loan, Vehicle Loan, Electrical Vehicle loan, JCB loan. We have also opened Transport Nagars for servicing diverse profiles like truckers, milkman, shopkeeper etc. Our competitive interest rates are based on factors such as customer profile and location.

Mortgage Loan

A mortgage loan is one in which you secure funds by pledging your property. The interest rates on mortgage loans range from 8.15% to 11.80% p.a. Usually, the amount of funding you can avail will be up to 60% of the registered value of the property. Some banks also offer mortgage loans up to Rs.10 crore. The repayment tenure for mortgage loans can be up to 15 years.

Personal Loan

Offering an instant flush of liquidity, a personal loan is one of the most popular types of unsecured loans. However, since a personal loan is an unsecured mode of finance, the interest rates are higher compared to secured loans. A good credit score along with a high and stable income ensures you can avail of this loan at a competitive rate of interest.

MSME and Business Loans

At Shrinika Capital, we understand how every little step makes a huge difference in reaching your business goals. To help you meet newer milestones of success every day, we offer a range of collateral-free customized business loan solutions best suited for your business requirements.

Purchase & Construction Loans

Found the plot of land where you want to construct your home. A composite loan for Plot Purchase + Construction can help finance the purchase of land and construction of your dream home. The plot should be non-agricultural and be situated within the Municipal or Local Development Authority limits.

Warehouse Finance

Warehouse lending is a line of credit given to a loan originator. The funds are used to pay for a mortgage that a borrower uses to purchase the property. The life of the loan generally extends from its origination to the time it is sold on the secondary market either directly or through securitization.

The repayment of warehouse lines of credit is ensured by lenders through charges on each transaction, in addition to charges when loan originators post collateral.